Terms of Service

Last Updated: September 16, 2026

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Introduction

Welcome to Natalia Biyan (“I,” “me,” “my”). These Terms of Service govern the use of Natalia Biyan’s website (www.nataliabiyan.com) and services. By using my services, you agree to these terms.

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1. Services & Client Responsibilities

Life Review is not therapy, counseling, or medical treatment. Clients are responsible for their own actions, decisions, and results. No guarantees of success, financial improvement, or life changes are provided.

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2. Payment, Cancellations & Refunds

All sessions must be paid in full before the session begins. 24-hour notice is required to reschedule a session.

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3. Intellectual Property Rights

Facilitation materials and content are intellectual property of Natalia Biyan. You may not copy, distribute, or resell these materials.

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4. User Conduct & Code of Ethics

By using my website and services, you agree to:

  • Maintain a respectful and professional attitude.

  • Not engage in harassment, abusive behavior, or disruptive conduct.

  • Follow all applicable laws and website policies.

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5. Limitation of Liability

  • Natalia Biyan is not liable for any personal, financial, or professional outcomes based on her facilitation services.

  • Storytelling is not a substitute for professional advice (medical, financial, legal, etc.).

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6. Governing Law & Dispute Resolution

These Terms are governed by the laws of Quebec, Canada. Any disputes shall be resolved in Quebec courts or arbitration.

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7. Contact Information

If you have questions regarding these Terms of Service, contact Natalia Biyan at nataliabiyan[at]gmail.com